TOVIonline.com Terms of Use
Welcome to TOVIonline.com!
Please read these terms and conditions of use carefully before using TOVIonline.com. Your access to and use of the Site is subject to the following terms and conditions (including the Privacy Policy of the Site) and all applicable laws. By accessing and using this Site, you signify your assent to these Terms of Use. If you do not agree to these Terms of Use, please do not use the Site.
These Terms of Use may be amended or modified, or new conditions may be imposed, at any time. Any such changes or additions will be reflected by an update of this posting. Please check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes to these terms (including the Privacy Policy) will mean you accept those changes.
The Site is owned by Bridgeton Global Investor Services, Inc., a Pennsylvania corporation. Bridgeton Global Investor Services, Inc. maintains this Site for your personal commodity trading use, entertainment, information, education, and communication. No content from the Site may be reproduced, republished, uploaded, posted, transmitted, distributed, copied, publicly displayed or otherwise used except as provided in these Terms of Use without the written permission of Bridgeton Global Investor Services, Inc.
MEMBERSHIP ACCOUNT, PASSWORD, AND SECURITY:
If you wish to establish a subscription with Bridgeton Global Investor Services, Inc., you must complete the registration process by providing us with current, complete and accurate information as prompted by the applicable registration form. You also will choose a password and a user name. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify Bridgeton Global Investor Services, Inc. immediately of any unauthorized use of your account or any other breach of security. Bridgeton Global Investor Services, Inc. will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by Bridgeton Global Investor Services, Inc. or another party due to someone else using your account or password. You may not use anyone else's account at any time, without the permission of the account holder.
TRIAL MEMBERSHIPS:
You are limited to one two-week trial membership unless otherwise approved in writing by Bridgeton Global Investor Services, Inc. In the event you enroll for more than one trial subscription without approval by Bridgeton Global Investor Services, Inc., you agree that Bridgeton Global Investor Services, Inc. will charge you the full subscription rate commencing on the date of your first unauthorized use. You also agree that Bridgeton Global Investor Services, Inc. may terminate your unauthorized use at any time and, in such event, Bridgeton Global Investor Services, Inc. will not be liable for any losses or other damages resulting from such termination.
SUBSCRIPTION FOR INDIVIDUAL USE ONLY:
Your subscription to the Bridgeton Global Investor Services, Inc. Site is for your individual use only, and you are prohibited from using your subscription for any commercial purpose. As a condition of your use of your subscription, you will not use the subscription for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use your subscription in any manner that could damage, disable, overburden, or impair any Bridgeton Global Investor Services, Inc. server, or the network(s) connected to any Bridgeton Global Investor Services, Inc. server, or interfere with any other party's use and enjoyment of any subscriptions. You may not attempt to gain unauthorized access to other subscriber’s accounts, computer systems or networks connected to any Bridgeton Global Investor Services, Inc. server through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available to you through your subscription.
PAYMENTS AND FEES:
Payment is due on the defined monthly recurring billing date of each month. Subscriber authorizes Bridgeton Global Investor Services, Inc. to bill their credit or debit card on each successive billing date without obtaining users permission after the initial charge, or until the subscription is cancelled in the manner provided for herein. Credit or debit cards that are declined for any reason are subject to suspension of account. Service will be suspended or cancelled, at the sole discretion of Bridgeton Global Investor Services, Inc., on accounts that reach 10 days past due. Accounts that are not collectible by Bridgeton Global Investor Services, Inc. may be turned over to an outside agency for collection. If your account is turned over for collection, you agree to pay Bridgeton Global Investor Services, Inc. a "Processing and Collection" Fee of not less than Fifty ($50.00 USD) nor more than One Hundred, Fifty Dollars ($150.00 USD), as determined by Bridgeton Global Investor Services, Inc. in its sole discretion. Charges will appear on your credit card statement as " Bridgeton Global Investor Services, Inc. ".
DELINQUENT ACCOUNTS:
Bridgeton Global Investor Services, Inc. may temporarily deny service or terminate this Agreement upon failure by you to pay charges when due. Such termination or denial will not relieve you of responsibility for the payment of all accrued subscription fees, or any collection fees.
ACCOUNT CANCELLATION/ REFUND POLICY:
All requests for canceling any service must by be made by using the membership area associated with your account, or contacting TOVIonline.com support by phone at: (866) 686-3808. Due to the nature of the services provided, Bridgeton Global Investor Services, Inc. DOES NOT offer full or partial refunds for cancellations that occur during a billing period.
BILLING DISPUTES:
All billing disputes must be reported within 30 days of the time the dispute occurred.
CHARGE BACK RECOVER:
It is understood that subscribers will be liable to Bridgeton Global Investor Services, Inc. for all fees incurred by Bridgeton Global Investor Services, Inc. as a result of unsubstantiated charge back claims initiated by the subscriber. Such fees may be recovered from any balance remaining on the subscriber’s account, and/or any other means allowable by law. Further, subscriber’s access may be suspended immediately upon any notice to Bridgeton Global Investor Services, Inc. that the subscriber has initiated a charge back. Suspension may remain in effect until either the funds have been recovered, or the issue is resolved through the banks of the subscriber and Bridgeton Global Investor Services, Inc.. Substantiation of any charge back claim will be at the sole discretion of Bridgeton Global Investor Services, Inc.. Charge back claims deemed unsubstantiated will be considered initiated with the bad faith intention of theft of services.
COMMODITY TRADING:
The risk of loss in trading commodities can be substantial. You should therefore carefully consider whether such trading is suitable for you in light of your financial condition. The high degree of leverage that is often obtainable in commodity trading can work against you as well as for you. The use of leverage can lead to large losses as well as gains. According to many experts, most individual investors who trade commodity futures or options lose money.
Being a successful PAPER TRADER during one time period does not mean that you will make money when you actually invest during a later time period. Market conditions constantly change.
This Site may contain information regarding some of Bridgeton Global Investor Services, Inc.’s successful trades. Bridgeton Global Investor Services, Inc. also has trades where it has lost money (commissions not deducted). Past results are not necessarily indicative of future results.
Notice: Hypothetical performance results have many inherent limitations, some of which are described below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program, which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results.
The benefits of limited risk in trading future options is only available for long options (Buying "Put" and "Call" Options.) "Limited Risk" refers to the amount of any potential loss, not the likelihood of loss. Trading futures options can involve the loss of the premium paid on the option, plus commissions and fees.
This site may feature testimonials from TOVIonline.com subscribers. Testimonials provide the perspective of individuals who are successful and/or enthusiastic about their experience(s)and provide information about the provider’s experience(s) only as to that point in time in which they are provided. These testimonials should not be viewed as representing the typical and ordinary experience of individuals who subscribe to TOVIonline.com and decide to invest in commodity futures and/or options. Although all testimonials are authentic and accurately represent the overall content of the testimonial, statements made in the testimonials have not been verified. Trading on commodity futures or options involves substantial risk of loss. According to many experts, most individual investors who trade commodity futures or options lose money. Accordingly, the testimonials herein should not be viewed as mitigating the potential for risk of losses in commodity trading. Commodity trading is not for everyone.
For customers trading options, the futures charts are presented for informational purposes only. They are intended to show how investing in options can depend on the underlying futures prices; specifically, whether or not an option purchaser is buying an in-the-money, at-the-money, or out-of-the-money option. Furthermore, the purchaser will be able to determine whether or not to exercise his right on an option depending on how the option’s strike price compares to the underlying future’s price. The futures charts are not intended to imply that option prices move in tandem with futures prices. In fact, option prices may only move a fraction of the price move in the underlying futures. In some cases, the option may not move at all or even move in the opposite direction of the underlying futures contract.
INTELLECTUAL PROPERTY
The trademarks, logos and service marks (collectively, the "Trademarks") appearing on the Site are Trademarks of their respective owners. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of its respective owner. Your use of the Trademarks displayed on the Site, or any other content on the Site, except as provided in these Terms of Use, is strictly prohibited.
All contents of the Site are Copyright Bridgeton Global Investor Services, Inc.. You may download material displayed on the Site to any single computer only for your personal, noncommercial use, provided you also maintain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, reproduce, republish, display, modify, transmit, reuse, repost, or use any materials of the Site for public or commercial purposes on any other Web site or otherwise without the written permission of Bridgeton Global Investor Services, Inc.. Modification of any materials displayed on the Site is a violation of Bridgeton Global Investor Services, Inc.’s copyright and other proprietary rights.
Images of people and/or places displayed on the Site are either the property of, or used with permission by, Bridgeton Global Investor Services, Inc., and use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms of Use or Bridgeton Global Investor Services, Inc.. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
LINKS
No commercial or noncommercial Web site may link to the Site without the prior written permission of Bridgeton Global Investor Services, Inc., even if the page/area where the link originates does not promote a product or service.
INFORMATION POSTED ON THE SITE:
The information contained on the following pages is provided for evaluation purposes only. Every effort has been made to ensure the accuracy of information on this web site. However, Bridgeton Global Investor Services, Inc., CRB Trader, BarChart, Commodity Systems Incorporated, Chicago Mercantile Exchange, the New York Mercantile Exchange, the Intercontinental Exchange, the Kansas City Board of Trade, and any and all other third party data providers, their Officers, Directors, Members, Employees, Agents, Consultants or Licensees do not guarantee the accuracy or completeness of the information or any analysis based thereon. Such information is for informational purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security or commodity, nor should it serve as the basis for any investment decision.
Bridgeton Global Investor Services, Inc., CRB Trader, BarChart, Commodity Systems Incorporated, Chicago Mercantile Exchange, the New York Mercantile Exchange, the Intercontinental Exchange, the Kansas City Board of Trade, and any and all other third party data providers, their Officers, Directors, Members, Employees, Agents, Consultants or Licensees shall not be liable to any user for the accuracy of the information, or any market quotations supplied through this service to a customer, nor for any delays, inaccuracies, errors, interruptions occasioned by said delays, inaccuracies, errors, interruptions or omissions, or for any discontinuance of the service.
Bridgeton Global Investor Services, Inc., CRB Trader, BarChart, Commodity Systems Incorporated, Chicago Mercantile Exchange, the New York Mercantile Exchange, the Intercontinental Exchange, the Kansas City Board of Trade, and any and all other third party data providers, their Officers, Directors, Members, Employees, Agents, Consultants or Licensees accept no responsibility or liability for your acting upon the contents of this web site.
The information contained in or made available through the Site cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, tax, and legal matters.
Bridgeton Global Investor Services, Inc. and its respective affiliates, owners, employees, directors, officers or shareholders (collectively, the " Bridgeton Global Investor Services, Inc., Parties") make no representation that the materials contained in the Site are appropriate or authorized for use in all countries, states, provinces, county or any other jurisdictions. If you choose to access the Site, you do so on your own initiative and risk and are responsible for compliance with all applicable laws.
DISCLAIMER OF WARRANTIES
THE MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE BRIDGETON GLOBAL INVESTOR SERVICES, INC. PARTIES DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE BRIDGETON GLOBAL INVESTOR SERVICES, INC. PARTIES DO NOT WARRANT OR REPRESENT THAT THE INFORMATION CONTAINED IN THE SITE IS ACCURATE, COMPLETE, CORRECTLY SEQUENCED, RELIABLE OR TIMELY, OR THAT THE SITE WILL BE UNINTERRUPTED OR FREE OF ERRORS AND/OR VIRUSES. YOU SPECIFICALLY ACKNOWLEDGE THAT THE BRIDGETON GLOBAL INVESTOR SERVICES, INC. PARTIES ARE NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OF THE SITE OR THIRD-PARTIES AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH YOU. YOU USE THE SITE AT YOUR SOLE RISK.
UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO BREACH OF CONTRACT, TORT OR NEGLIGENCE, WILL THE BRIDGETON GLOBAL INVESTOR SERVICES, INC. PARTIES BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS) THAT ARISE OUT OF YOUR USE OF THE SITE, INCLUDING BUT NOT LIMITED TO TRADING LOSSES, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERRORS, INACCURACIES, OMISSIONS, DEFECTS, UNTIMELINESS, INTERRUPTION, DELETION, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, OR UNAUTHENTICITY OF ANY CONTENT IN THE SITE, OR THE USE OR INABILITY TO USE THIS SITE OR ANY CONTENT THEREIN. IN NO EVENT SHALL THE BRIDGETON GLOBAL INVESTOR SERVICES, INC. PARTIES' AGGREGATE LIABILITY TO YOU FOR ANY LOSS, DAMAGE OR CLAIM RELATED TO OR ARISING OUT OF THIS SITE EXCEED THE TOTAL AMOUNTS PAID BY YOU FOR ACCESSING THIS SITE, IF ANY.
The Site may contain links and pointers to other World Wide Web sites, resources, and advertisers of the Site. Bridgeton Global Investor Services, Inc. is not responsible for the availability of these third party resources, or their contents. Bridgeton Global Investor Services, Inc. has not reviewed any or all of the sites linked to the Site and are not responsible for the content of any off-Site pages or any other sites linked to the Site. By clicking on any such link, you acknowledge that Bridgeton Global Investor Services, Inc. has no control over, and makes no representations of any kind with respect to, such other sites or any content contained within such other sites, and you hereby revoke any claim against the Bridgeton Global Investor Services, Inc. with respect to such other sites. You should direct any concerns regarding any external link to its site administrator or Webmaster.
NOTICES
Bridgeton Global Investor Services, Inc. may give notice to users of the Site by means of a general notice on the Site, electronic mail to a user's e-mail address if on record in Bridgeton Global Investor Services, Inc.’s account information., or by written communication sent by first class mail to a user's address if on record in the Bridgeton Global Investor Services, Inc.’s account information.
You may give notice to Bridgeton Global Investor Services, Inc. (such notice shall be deemed given when received at any time by any of the following means):
1. Electronic mail to TOVI_Administrator@TOVIonline.com;
2. Letter faxed to Bridgeton Global Investor Services, Inc.at the following fax number: (610) 366-3900;
3. Letter delivered by first class postage prepaid mail or courier to Bridgeton Global Investor Services, Inc. at the following address:
Bridgeton Global Investor Services, Inc.
7535 Windsor Drive #306
Allentown, PA 18195
Attn: Administrator
You hereby agree to indemnify and hold Bridgeton Global Investor Services, Inc. and its shareholders, directors, officers, employees, agents and representatives harmless from all claims, liabilities, damages and expenses (including attorneys' fees and court costs) arising out of or relating to your use of the Site or any breach or alleged breach of these Terms of Use.
SITE MODIFICATION
Bridgeton Global Investor Services, Inc. may change, suspend or discontinue any aspect of the Site at any time, including the availability of any Site feature, database, or content. Bridgeton Global Investor Services, Inc. may also impose limits on certain features and services or restrict your access to parts or the entire Site without notice or liability at any time in Bridgeton Global Investor Services, Inc. exclusive discretion, without prejudice to any legal or equitable remedies available to Bridgeton Global Investor Services, Inc., for any reason or purpose, including, but not limited to, conduct that Bridgeton Global Investor Services, Inc. believes violates these Terms of Use or other policies or guidelines posted on the Site or conduct which Bridgeton Global Investor Services, Inc. believes is harmful to other customers, to Bridgeton Global Investor Services, Inc.’s business, or to other information providers. Upon any termination of this agreement, you will immediately discontinue your use and access of the Site and destroy all materials obtained from it.
DISPUTES
These Terms of Use and any disputes relating to these Terms of Use or the Site will be governed by the laws of the State of Pennsylvania, United States of America, without regard to its principles of conflicts of laws. Any claim relating to these Terms of Use or the Site shall be exclusively prosecuted in a federal or state court of competent jurisdiction located within the state of Pennsylvania, United States of America, and you hereby consent to the jurisdiction of such court solely for such purposes and you further waive any argument that any such court does not have jurisdiction over such dispute or that venue in any such court is not appropriate or convenient. You further agree to accept service of process by certified mail, return receipt requested at the address designated by you. Bridgeton Global Investor Services, Inc. will be entitled to recover their court costs and reasonable attorneys' fees and expenses incurred in successfully proving any breach of any term of these Terms of Use.
MISCELLANEOUS
These Terms of Use constitute the entire agreement between the parties, and supersedes all prior and contemporaneous written or oral agreements, proposals or communications with respect to the subject matter herein between you and the Operator. Bridgeton Global Investor Services, Inc., in its sole discretion, may amend these Terms of Use, and your use of the Site after such amendment is posted on the Site will constitute acceptance of it by you. The section headings in these Terms of Use are for convenience only and must not be construed as legal advice to you. If any provision of these Terms of Use is held by a court of competent jurisdiction to be unlawful, void, invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Updated July 19,
2010
